Guides to prize-linked savings, saving money, and getting more from your money in Canada.https://www.lodavo.comen-cahttps://www.lodavo.com/en-ca/blog/can-hydro-cut-you-off-in-winterhttps://www.lodavo.com/en-ca/blog/can-hydro-cut-you-off-in-winterWhether hydro can cut you off in winter depends on your province. Ontario bans it from November 15, Quebec from December 1, and Manitoba not at all.Mon, 28 Sep 2026 18:24:03 GMThttps://www.lodavo.com/en-ca/blog/easyfinancial-alternatives-canadahttps://www.lodavo.com/en-ca/blog/easyfinancial-alternatives-canadaeasyfinancial lends at up to 35%, the legal maximum. Compare the best easyfinancial alternatives in Canada: Fig, goPeer, Fairstone and Spring Financial.Mon, 28 Sep 2026 06:26:30 GMThttps://www.lodavo.com/en-ca/blog/do-gift-cards-expire-canadahttps://www.lodavo.com/en-ca/blog/do-gift-cards-expire-canadaMost gift cards can't expire in Canada, but the exceptions and fees differ by province. Which cards can, which fees are legal, and what to do if a store closes.Mon, 28 Sep 2026 05:33:21 GMThttps://www.lodavo.com/en-ca/blog/consumer-proposal-canadahttps://www.lodavo.com/en-ca/blog/consumer-proposal-canadaA consumer proposal settles unsecured debt for part of what you owe. The federal fee rules, the credit report timing, and the three missed payments that end one.Sun, 27 Sep 2026 22:04:25 GMThttps://www.lodavo.com/en-ca/blog/wealthsimple-vs-tdhttps://www.lodavo.com/en-ca/blog/wealthsimple-vs-tdWealthsimple vs TD on chequing fees, savings rates and TFSA costs, plus what TD charges to move a TFSA out and when Wealthsimple pays it back.Sat, 26 Sep 2026 20:08:29 GMThttps://www.lodavo.com/en-ca/blog/no-credit-check-loans-quebechttps://www.lodavo.com/en-ca/blog/no-credit-check-loans-quebecOne convicted Quebec lender advertised 24% a year and charged up to 499% once every fee was counted. What the law includes in the rate, and how to check an offer.Sat, 26 Sep 2026 17:23:07 GMThttps://www.lodavo.com/en-ca/blog/vlt-slot-payout-percentage-canadahttps://www.lodavo.com/en-ca/blog/vlt-slot-payout-percentage-canadaVLT payout percentages in Canada sit at 90% or more in every province that publishes one. At a dollar a spin, a 92% machine costs about $58 an hour.Sat, 26 Sep 2026 05:20:16 GMThttps://www.lodavo.com/en-ca/blog/stat-holidays-canadahttps://www.lodavo.com/en-ca/blog/stat-holidays-canadaThanksgiving is paid everywhere but the Atlantic provinces, and Remembrance Day isn't a stat in Ontario or Quebec. Every province's holidays and pay rules.Fri, 25 Sep 2026 18:37:54 GMThttps://www.lodavo.com/en-ca/blog/credit-card-chargeback-canadahttps://www.lodavo.com/en-ca/blog/credit-card-chargeback-canadaMost banks want a credit card chargeback requested within 30 days of your statement. Eight provinces add a legal right to one, with a clock of its own.Fri, 25 Sep 2026 06:42:36 GMThttps://www.lodavo.com/en-ca/blog/is-wise-safehttps://www.lodavo.com/en-ca/blog/is-wise-safeWise isn't a bank or a CDIC member. Its chequing balances sit in trust at a member bank, insured to $100,000 across currencies and kept apart from Wise's money.Fri, 25 Sep 2026 04:08:55 GMThttps://www.lodavo.com/en-ca/blog/quebec-legal-warranty-applianceshttps://www.lodavo.com/en-ca/blog/quebec-legal-warranty-appliancesFrom October 5, 2026, new fridges, washers, TVs, phones and laptops bought in Quebec come with 3 to 6 years of free repairs. What's covered, and how to claim.Thu, 24 Sep 2026 19:07:34 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-daily-grandhttps://www.lodavo.com/en-ca/blog/lodavo-vs-daily-grandLodavo vs Daily Grand: a $3 play gets 1 in 13,348,188 odds on $1,000 a day for life, and 9 wins in 10 are a free play or $4. Lodavo's weekly draw is free.Thu, 24 Sep 2026 05:18:16 GMThttps://www.lodavo.com/en-ca/blog/rent-increase-limits-canadahttps://www.lodavo.com/en-ca/blog/rent-increase-limits-canadaThe 2027 rent increase limit in every province: 1.9% in Ontario, 2.2% in BC, 3% in Manitoba, 5% in Nova Scotia, none in Alberta, and Quebec's right to refuse.Wed, 23 Sep 2026 22:56:57 GMThttps://www.lodavo.com/en-ca/blog/canada-workers-benefithttps://www.lodavo.com/en-ca/blog/canada-workers-benefitFor 2026, the Canada Workers Benefit pays up to $1,665 single or $2,869 for a family in most provinces. See your amount by income and how the advances work.Wed, 23 Sep 2026 22:00:55 GMThttps://www.lodavo.com/en-ca/blog/canada-child-benefit-amounthttps://www.lodavo.com/en-ca/blog/canada-child-benefit-amountThe Canada Child Benefit pays up to $679.75 a month per child for 2026-27, less as income rises. See your amount at your income, and how an RRSP raises it.Wed, 23 Sep 2026 04:36:17 GMThttps://www.lodavo.com/en-ca/blog/canada-groceries-and-essentials-benefithttps://www.lodavo.com/en-ca/blog/canada-groceries-and-essentials-benefitThe GST credit became the Canada Groceries and Essentials Benefit in July 2026, with amounts up 25% until 2031. How much you get, and who still qualifies.Tue, 22 Sep 2026 17:46:21 GMThttps://www.lodavo.com/en-ca/blog/which-scratch-ticket-has-best-odds-albertahttps://www.lodavo.com/en-ca/blog/which-scratch-ticket-has-best-odds-albertaWCLC publishes the overall odds on almost every scratch game it sells, but never the payout. Here is how the 68 tickets on sale in the Prairies actually rank.Tue, 22 Sep 2026 07:49:35 GMThttps://www.lodavo.com/en-ca/blog/cant-pay-rent-canadahttps://www.lodavo.com/en-ca/blog/cant-pay-rent-canadaRent is short this month. What your province actually allows, why Ontario's payment window just halved, and what each way of covering the gap costs you.Tue, 22 Sep 2026 04:12:00 GMThttps://www.lodavo.com/en-ca/blog/best-prepaid-cards-canadahttps://www.lodavo.com/en-ca/blog/best-prepaid-cards-canadaKOHO, EQ Bank, PC Money, Wealthsimple and Neo all run prepaid cards. Only three skip the foreign exchange fee, and only one pays cash back on everything you buy.Mon, 21 Sep 2026 22:33:13 GMThttps://www.lodavo.com/en-ca/blog/scanner-price-accuracy-code-canadahttps://www.lodavo.com/en-ca/blog/scanner-price-accuracy-code-canadaAn item that scans above its shelf price is free when the correct price is $10 or less, or $10 off above that. Quebec's limit is $15 and it is the law there.Mon, 21 Sep 2026 16:53:36 GMThttps://www.lodavo.com/en-ca/blog/how-much-does-university-of-toronto-costhttps://www.lodavo.com/en-ca/blog/how-much-does-university-of-toronto-costOne year at U of T costs $8,320 in tuition and fees for an Ontario student and $69,158 for an international one. Here's the all-in number for each situation.Mon, 21 Sep 2026 06:15:00 GMThttps://www.lodavo.com/en-ca/blog/is-it-safe-to-link-your-bank-account-canadahttps://www.lodavo.com/en-ca/blog/is-it-safe-to-link-your-bank-account-canadaLinking your bank to a money app is safe when the connection is read-only. Five common fears about connecting an account in Canada, and what really happens.Sun, 20 Sep 2026 19:22:02 GMThttps://www.lodavo.com/en-ca/blog/eq-bank-vs-neo-financialhttps://www.lodavo.com/en-ca/blog/eq-bank-vs-neo-financialEQ Bank vs Neo Financial, compared on what the top rate costs. Both advertise 2.75%. EQ Bank gives it away for a direct deposit; Neo charges $14.99 a month from October 1.Sun, 20 Sep 2026 15:30:00 GMThttps://www.lodavo.com/en-ca/blog/are-hospital-home-lotteries-worth-it-canadahttps://www.lodavo.com/en-ca/blog/are-hospital-home-lotteries-worth-it-canadaHospital home lottery tickets start at $100 in Canada. Here are the published odds, where the rest of your money goes, and why there's no tax receipt.Sun, 20 Sep 2026 04:35:11 GMThttps://www.lodavo.com/en-ca/blog/money-mart-alternatives-canadahttps://www.lodavo.com/en-ca/blog/money-mart-alternatives-canadaMoney Mart charges $14 per $100 on a payday loan, the legal maximum, and its own installment loan costs a fraction of that. Compare Bree, Nyble, KOHO and iCash.Sun, 20 Sep 2026 01:20:36 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-scratch-ticketshttps://www.lodavo.com/en-ca/blog/lodavo-vs-scratch-ticketsA Canadian scratch ticket returns 52% to 75% of what players spend. Lodavo gives free tickets in a weekly cash draw for saving, and the $5 stays in your account.Sat, 19 Sep 2026 21:46:52 GMThttps://www.lodavo.com/en-ca/blog/what-debt-collectors-can-do-canadahttps://www.lodavo.com/en-ca/blog/what-debt-collectors-can-do-canadaCollection agencies follow provincial rules, and the rules differ. Calling hours, the written notice you are owed first, and how long a debt can still be sued for.Sat, 19 Sep 2026 16:26:58 GMThttps://www.lodavo.com/en-ca/blog/how-long-to-claim-a-lottery-prize-canadahttps://www.lodavo.com/en-ca/blog/how-long-to-claim-a-lottery-prize-canadaYou have one year to claim a lottery prize in Canada, in every province. Scratch tickets run on a different clock, and in Atlantic Canada most never expire.Fri, 18 Sep 2026 22:51:49 GMThttps://www.lodavo.com/en-ca/blog/emergency-money-canadahttps://www.lodavo.com/en-ca/blog/emergency-money-canadaOntario and Alberta pay emergency money to people who aren't on assistance. What each province gives you, which utility grants you never repay, and what $500 costs.Fri, 18 Sep 2026 07:20:27 GMThttps://www.lodavo.com/en-ca/blog/old-canada-savings-bonds-worthhttps://www.lodavo.com/en-ca/blog/old-canada-savings-bonds-worthFound an old Canada Savings Bond or Premium Bond certificate? What it's worth today, how to cash it at your bank, and whether you owe tax on it.Fri, 18 Sep 2026 04:07:51 GMThttps://www.lodavo.com/en-ca/blog/which-scratch-ticket-has-best-odds-bchttps://www.lodavo.com/en-ca/blog/which-scratch-ticket-has-best-odds-bcBCLC publishes the odds of every prize level on every Scratch and Win game, but never the payout. Add them up and it runs from 52% to 75%.Thu, 17 Sep 2026 19:08:14 GMThttps://www.lodavo.com/en-ca/blog/us-money-apps-in-canadahttps://www.lodavo.com/en-ca/blog/us-money-apps-in-canadaChime, Cash App, Venmo, Acorns and Rocket Money all stop at the border. Which US money apps work in Canada, why the rest don't, and what to use instead.Thu, 17 Sep 2026 17:13:52 GMThttps://www.lodavo.com/en-ca/blog/payday-loans-canadahttps://www.lodavo.com/en-ca/blog/payday-loans-canadaA payday loan costs $14 per $100 in every Canadian province that licenses one. What that adds up to, the rules where you live, and what costs less.Thu, 17 Sep 2026 05:42:15 GMThttps://www.lodavo.com/en-ca/blog/wage-garnishment-canadahttps://www.lodavo.com/en-ca/blog/wage-garnishment-canadaA creditor needs a court judgment before your wages can be garnished in Canada. The provincial limits, the CRA exception, and how to get the exemption raised.Wed, 16 Sep 2026 18:55:08 GMThttps://www.lodavo.com/en-ca/blog/icash-alternatives-canadahttps://www.lodavo.com/en-ca/blog/icash-alternatives-canadaiCash charges $14 per $100, the legal maximum every licensed payday lender in Canada charges. Compare iCash with the 0% apps: Bree, Nyble and KOHO Cover.Wed, 16 Sep 2026 18:10:57 GMThttps://www.lodavo.com/en-ca/blog/how-exchange-rates-affect-canadianshttps://www.lodavo.com/en-ca/blog/how-exchange-rates-affect-canadiansYour card adds a conversion charge on top of the exchange rate. How a weaker loonie reaches your shelf prices, your travel budget and your U.S. stocks.Wed, 16 Sep 2026 02:33:11 GMThttps://www.lodavo.com/en-ca/blog/rental-deposit-rules-canadahttps://www.lodavo.com/en-ca/blog/rental-deposit-rules-canadaRental deposit rules by province: what a landlord can legally charge before you get the keys, which deposits are illegal, and when you get your money back.Wed, 16 Sep 2026 00:47:31 GMThttps://www.lodavo.com/en-ca/blog/neo-financial-vs-wealthsimplehttps://www.lodavo.com/en-ca/blog/neo-financial-vs-wealthsimpleNeo vs Wealthsimple, compared on what each one charges for its best feature. Neo's free 2.75% ends October 1. Wealthsimple pays 2.5% to everyone, for nothing.Tue, 15 Sep 2026 21:30:00 GMThttps://www.lodavo.com/en-ca/blog/best-credit-score-apps-canadahttps://www.lodavo.com/en-ca/blog/best-credit-score-apps-canadaBorrowell, Credit Karma, ClearScore and KOHO compared on bureau, cost and what you actually get. Two read Equifax, two read TransUnion, and one skips Quebec.Tue, 15 Sep 2026 01:13:24 GMThttps://www.lodavo.com/en-ca/blog/smart-money-habits-in-your-20s-canadahttps://www.lodavo.com/en-ca/blog/smart-money-habits-in-your-20s-canadaSeven money habits to build in your 20s, with Canadian numbers: the 3.5% saving rate, who can't cover a $500 surprise, and why ten years is worth $173,000.Mon, 14 Sep 2026 20:34:58 GMThttps://www.lodavo.com/en-ca/blog/cost-of-owning-a-car-in-canadahttps://www.lodavo.com/en-ca/blog/cost-of-owning-a-car-in-canadaStatistics Canada says the average household spends $10,292 a year on private transportation. See where every dollar goes, province by province.Mon, 14 Sep 2026 18:17:39 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-bmohttps://www.lodavo.com/en-ca/blog/lodavo-vs-bmoLodavo vs BMO: the Savings Amplifier posts 0.45 percent, or 5.00 percent for 120 days if you open chequing too. Lodavo adds free weekly draw tickets.Mon, 14 Sep 2026 03:13:03 GMThttps://www.lodavo.com/en-ca/blog/is-nyble-safehttps://www.lodavo.com/en-ca/blog/is-nyble-safeNyble doesn't hold your money. What it opens is a line of credit up to $250 at 0% that reports to Equifax every month, on-time payments and late ones alike.Sun, 13 Sep 2026 06:45:48 GMThttps://www.lodavo.com/en-ca/blog/how-much-does-daycare-cost-in-canadahttps://www.lodavo.com/en-ca/blog/how-much-does-daycare-cost-in-canadaDaycare costs $9.65 a day in Quebec and $52 in Richmond, BC. See the 2026 fees province by province, what the tax deduction gives back, and what to save.Sun, 13 Sep 2026 02:44:13 GMThttps://www.lodavo.com/en-ca/blog/borrowell-vs-credit-karmahttps://www.lodavo.com/en-ca/blog/borrowell-vs-credit-karmaBorrowell vs Credit Karma, compared on bureau, cost and what each one can change. Borrowell shows Equifax and reports rent. Credit Karma shows TransUnion, free.Sat, 12 Sep 2026 15:40:00 GMThttps://www.lodavo.com/en-ca/blog/which-scratch-ticket-has-best-odds-ontariohttps://www.lodavo.com/en-ca/blog/which-scratch-ticket-has-best-odds-ontarioOLG publishes the odds and a prize payout for every scratch ticket. The ones that pay a prize most often aren't the ones that pay back the most.Sat, 12 Sep 2026 04:34:30 GMThttps://www.lodavo.com/en-ca/blog/how-to-get-free-money-in-canadahttps://www.lodavo.com/en-ca/blog/how-to-get-free-money-in-canadaFree money in Canada is three different things: money you're already owed, money you have to claim, and money someone pays you to show up. Here's what each one pays.Fri, 11 Sep 2026 21:46:15 GMThttps://www.lodavo.com/en-ca/blog/bree-vs-nyblehttps://www.lodavo.com/en-ca/blog/bree-vs-nybleBree vs Nyble, compared on cost, limit and credit. Bree advances up to $750; Nyble stops at $250 and reports to Equifax. And the four provinces Bree skips.Fri, 11 Sep 2026 14:20:00 GMThttps://www.lodavo.com/en-ca/blog/cleo-alternatives-canadahttps://www.lodavo.com/en-ca/blog/cleo-alternatives-canadaCleo isn't on the Canadian App Store, and its advance runs on a US bank account behind a paid plan. Compare the Canadian apps that do the job: Bree, Nyble and KOHO.Fri, 11 Sep 2026 05:31:36 GMThttps://www.lodavo.com/en-ca/blog/what-university-degrees-pay-in-canadahttps://www.lodavo.com/en-ca/blog/what-university-degrees-pay-in-canadaTax data from Statistics Canada shows what graduates in each field earn two and five years out, and why the tuition you pay barely changes the answer.Thu, 10 Sep 2026 17:12:50 GMThttps://www.lodavo.com/en-ca/blog/blind-box-odds-labubu-cost-canadahttps://www.lodavo.com/en-ca/blog/blind-box-odds-labubu-cost-canadaA Pop Mart blind box is $26.99 in Canada and Pop Mart never publishes the odds. The real math on the chase, plus the cheaper way to finish a set.Thu, 10 Sep 2026 06:52:14 GMThttps://www.lodavo.com/en-ca/blog/prediction-markets-canadahttps://www.lodavo.com/en-ca/blog/prediction-markets-canadaCanadian regulators cleared prediction markets for economy, markets and climate, then ruled sports out. What Kalshi and Wealthsimple Predict can list in Canada.Wed, 09 Sep 2026 21:09:37 GMThttps://www.lodavo.com/en-ca/blog/what-to-do-when-you-get-laid-off-canadahttps://www.lodavo.com/en-ca/blog/what-to-do-when-you-get-laid-off-canadaApply for EI within four weeks of your last day or you can lose benefits. What EI pays, how severance is taxed, and where to keep the money while you look.Wed, 09 Sep 2026 17:42:23 GMThttps://www.lodavo.com/en-ca/blog/is-questrade-safehttps://www.lodavo.com/en-ca/blog/is-questrade-safeIs Questrade safe? Yes. It's a CIRO-regulated dealer covered by CIPF, not CDIC, and those two funds protect you against completely different events.Wed, 09 Sep 2026 06:20:20 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-lotto-maxhttps://www.lodavo.com/en-ca/blog/lodavo-vs-lotto-maxLodavo vs Lotto Max: a $6 play buys 1 in 33,446,140 odds on a $90 million jackpot. Lodavo gives free tickets for saving, and you keep the money either way.Wed, 09 Sep 2026 01:06:06 GMThttps://www.lodavo.com/en-ca/blog/how-much-should-you-have-saved-by-30-canadahttps://www.lodavo.com/en-ca/blog/how-much-should-you-have-saved-by-30-canadaThe one-times-salary rule in Canadian numbers: what $49,400 by 30 means, what Canadians under 35 actually hold, and the monthly figure that closes the gap.Tue, 08 Sep 2026 20:50:37 GMThttps://www.lodavo.com/en-ca/blog/what-is-a-cash-advance-canadahttps://www.lodavo.com/en-ca/blog/what-is-a-cash-advance-canadaA cash advance costs a fee plus interest from day one. What counts as one in Canada, what CIBC, TD and Scotiabank charge, and why your payment clears it last.Tue, 08 Sep 2026 06:15:00 GMThttps://www.lodavo.com/en-ca/blog/sports-betting-vs-lottery-canadahttps://www.lodavo.com/en-ca/blog/sports-betting-vs-lottery-canadaSports betting vs the lottery, on the regulators' own numbers. A sports bet returns about 92 cents on the dollar and a Lotto Max ticket about 51. That isn't the answer.Tue, 08 Sep 2026 01:30:00 GMThttps://www.lodavo.com/en-ca/blog/bree-alternatives-canadahttps://www.lodavo.com/en-ca/blog/bree-alternatives-canadaBree advances up to $750 and the Canadian apps doing the same job stop at $500. It also isn't signing up new customers in four provinces. Compare Bree, Nyble and KOHO.Mon, 07 Sep 2026 20:32:44 GMThttps://www.lodavo.com/en-ca/blog/scammed-how-to-get-your-money-back-canadahttps://www.lodavo.com/en-ca/blog/scammed-how-to-get-your-money-back-canadaScammed in Canada? Whether you get your money back depends on one thing: was it taken from you, or sent by you. Here's the path for each, step by step.Mon, 07 Sep 2026 17:41:13 GMThttps://www.lodavo.com/en-ca/blog/best-loan-apps-canadahttps://www.lodavo.com/en-ca/blog/best-loan-apps-canadaThe best loan apps in Canada, ranked by cost. What $300 really costs on a free advance, a licensed lender and a payday app, plus the cheapest option most people already have.Mon, 07 Sep 2026 08:27:14 GMThttps://www.lodavo.com/en-ca/blog/eq-bank-vs-tangerinehttps://www.lodavo.com/en-ca/blog/eq-bank-vs-tangerineEQ Bank vs Tangerine on the rate you keep. Tangerine's 4.50% runs 153 days then drops to 0.30%. EQ Bank's 2.75% has no end date, and over a year it pays more.Sun, 06 Sep 2026 19:30:55 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-desjardinshttps://www.lodavo.com/en-ca/blog/lodavo-vs-desjardinsLodavo vs Desjardins: your caisse holds your money and pays 0.55 percent on savings. Lodavo adds free weekly draw tickets to the balance you already keep there.Sun, 06 Sep 2026 17:30:58 GMThttps://www.lodavo.com/en-ca/blog/everydollar-alternatives-canadahttps://www.lodavo.com/en-ca/blog/everydollar-alternatives-canadaRamsey doesn't sell EveryDollar Premium or the app in Canada, so there's no bank sync. Compare YNAB, Actual Budget, Monarch, PocketSmith and Lodavo.Sun, 06 Sep 2026 17:03:15 GMThttps://www.lodavo.com/en-ca/blog/parlay-odds-explained-canadahttps://www.lodavo.com/en-ca/blog/parlay-odds-explained-canadaRegulator data shows sportsbooks keep 15.5% of parlay money against 6.5% on everything else. Here is what each extra leg costs, and why Canada won't tell you.Sat, 05 Sep 2026 16:43:15 GMThttps://www.lodavo.com/en-ca/blog/is-bree-safehttps://www.lodavo.com/en-ca/blog/is-bree-safeIs Bree safe? Yes, it's a real Canadian company. Bree waives the debt if you can't repay, runs no credit check, and costs nothing unless you skip the wait.Sat, 05 Sep 2026 15:40:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-rakutenhttps://www.lodavo.com/en-ca/blog/lodavo-vs-rakutenLodavo vs Rakuten, compared honestly. Rakuten pays cash back when you shop online. Lodavo gives free weekly draw tickets for the money you keep instead.Fri, 04 Sep 2026 20:13:50 GMThttps://www.lodavo.com/en-ca/blog/how-tariffs-affect-canadian-consumershttps://www.lodavo.com/en-ca/blog/how-tariffs-affect-canadian-consumersCanada's counter-tariffs on US goods start September 8, 2026. What gets more expensive, what it costs a household, and what you can do about it.Fri, 04 Sep 2026 18:43:11 GMThttps://www.lodavo.com/en-ca/blog/dave-alternatives-canadahttps://www.lodavo.com/en-ca/blog/dave-alternatives-canadaDave's ExtraCash account asks for a US address and an SSN, so you can't open it from Canada. Compare the Canadian apps that do the same job: Bree, Nyble and KOHO.Fri, 04 Sep 2026 16:37:43 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-doghttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-dogHow to save for a dog in Canada: what one really costs, why the headline figure includes insurance most owners skip, and how much to set aside for vet bills.Thu, 03 Sep 2026 22:05:00 GMThttps://www.lodavo.com/en-ca/blog/nyble-alternatives-canadahttps://www.lodavo.com/en-ca/blog/nyble-alternatives-canadaNyble reports to Equifax on a free plan. The alternatives that match that run about $10 a month. Compare Nyble with Neo Financial, KOHO, Borrowell and Bree.Thu, 03 Sep 2026 19:31:01 GMThttps://www.lodavo.com/en-ca/blog/credit-cards-with-the-most-aura-canadahttps://www.lodavo.com/en-ca/blog/credit-cards-with-the-most-aura-canadaWhich Canadian credit cards are actually metal, what they cost, and what you need to earn to get one. Plus the metal card you can get with no credit check.Thu, 03 Sep 2026 16:11:03 GMThttps://www.lodavo.com/en-ca/blog/what-to-do-when-you-inherit-money-in-canadahttps://www.lodavo.com/en-ca/blog/what-to-do-when-you-inherit-money-in-canadaCanada has no inheritance tax, but the estate settles its bill first and the wait is long. What you actually receive, when it arrives, and what to do with it.Wed, 02 Sep 2026 22:10:39 GMThttps://www.lodavo.com/en-ca/blog/contest-scams-canadahttps://www.lodavo.com/en-ca/blog/contest-scams-canadaCanadians lost $5.7 million to prize scams in 2025. The legal markers of a real Canadian contest, the red flags of a fake, and what to do if you already paid.Wed, 02 Sep 2026 06:05:19 GMThttps://www.lodavo.com/en-ca/blog/national-bank-vs-desjardinshttps://www.lodavo.com/en-ca/blog/national-bank-vs-desjardinsNational Bank vs Desjardins, compared on what it takes to pay no monthly fee. Desjardins waives it from $1,500. National Bank's cheapest plan never waives it.Wed, 02 Sep 2026 05:19:26 GMThttps://www.lodavo.com/en-ca/blog/which-lottery-ticket-has-best-odds-quebechttps://www.lodavo.com/en-ca/blog/which-lottery-ticket-has-best-odds-quebecLoto-Québec publishes odds and a payoff rate for every scratch ticket. They pay a prize about 1 in 3 against 1 in 6 on Lotto Max, and still keep a third of each dollar.Tue, 01 Sep 2026 13:35:03 GMThttps://www.lodavo.com/en-ca/blog/lotto-max-vs-lotto-649https://www.lodavo.com/en-ca/blog/lotto-max-vs-lotto-649Lotto Max vs Lotto 6/49, compared on the published odds. One wins on jackpot size, the other on how often you win anything, and both mostly pay free plays.Tue, 01 Sep 2026 04:43:14 GMThttps://www.lodavo.com/en-ca/blog/nsf-and-overdraft-fees-canadahttps://www.lodavo.com/en-ca/blog/nsf-and-overdraft-fees-canadaCanada capped NSF fees at $10 in March 2026. See what a bounced payment still costs once overdraft interest, re-presentment and the biller's own fee land.Mon, 31 Aug 2026 23:35:51 GMThttps://www.lodavo.com/en-ca/blog/robinhood-alternatives-canadahttps://www.lodavo.com/en-ca/blog/robinhood-alternatives-canadaRobinhood launched in Canada in July 2026, but the app here trades crypto only: no stocks, no ETFs, no options. Compare Wealthsimple, Questrade and Webull.Mon, 31 Aug 2026 19:28:55 GMThttps://www.lodavo.com/en-ca/blog/is-pc-financial-safehttps://www.lodavo.com/en-ca/blog/is-pc-financial-safeIs PC Financial safe now that EQB owns it? Yes. It's still its own CDIC member, so deposits there stay insured separately from EQ Bank. Here's what changed.Mon, 31 Aug 2026 18:20:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-1000-fasthttps://www.lodavo.com/en-ca/blog/how-to-save-1000-fastSaving $1,000 in 90 days is $11 a day. A sourced Canadian plan: the math by deadline, where to find the money fast, and where to keep it while you save.Mon, 31 Aug 2026 01:07:46 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-servushttps://www.lodavo.com/en-ca/blog/lodavo-vs-servusLodavo vs Servus Big Share: Servus draws once a year for $1 million and needs an Alberta membership. Lodavo is free, open across Canada, and draws every week.Sun, 30 Aug 2026 06:26:45 GMThttps://www.lodavo.com/en-ca/blog/ever-alternatives-canadahttps://www.lodavo.com/en-ca/blog/ever-alternatives-canadaEver took waitlist signups for a $1,000,000 weekly draw, then went quiet before its own launch date. Compare Wealthsimple, EQ Bank, QUBER and Lodavo instead.Sat, 29 Aug 2026 19:54:04 GMThttps://www.lodavo.com/en-ca/blog/is-tangerine-safehttps://www.lodavo.com/en-ca/blog/is-tangerine-safeIs Tangerine safe? Yes. Tangerine Bank is a CDIC member in its own right, so its $100,000 of coverage sits separately from Scotiabank's instead of sharing it.Sat, 29 Aug 2026 05:45:00 GMThttps://www.lodavo.com/en-ca/blog/rocket-money-alternatives-canadahttps://www.lodavo.com/en-ca/blog/rocket-money-alternatives-canadaRocket Money doesn't work in Canada. Compare Monarch, YNAB, Actual Budget, KOHO and Lodavo on price, Canadian bank sync and finding recurring charges.Sat, 29 Aug 2026 00:05:18 GMThttps://www.lodavo.com/en-ca/blog/koho-vs-wealthsimplehttps://www.lodavo.com/en-ca/blog/koho-vs-wealthsimpleKOHO vs Wealthsimple, compared on what you actually keep. Wealthsimple pays 2.5% on savings with no minimum and no fee. KOHO charges a plan fee to beat it.Fri, 28 Aug 2026 22:43:03 GMThttps://www.lodavo.com/en-ca/blog/bank-bonus-churning-canadahttps://www.lodavo.com/en-ca/blog/bank-bonus-churning-canadaCanadian banks pay $250 to $500 to open a chequing account. See what the offers net after fees, who counts as a new client, and when the bank takes it back.Fri, 28 Aug 2026 05:45:58 GMThttps://www.lodavo.com/en-ca/blog/free-contests-in-canadahttps://www.lodavo.com/en-ca/blog/free-contests-in-canadaNearly every promotional contest in Canada carries a free way to enter. Where the recurring ones are, how the no-purchase route works, and what the odds really are.Fri, 28 Aug 2026 00:51:38 GMThttps://www.lodavo.com/en-ca/blog/cash-advance-apps-canadahttps://www.lodavo.com/en-ca/blog/cash-advance-apps-canadaCash advance apps in Canada advertise 0% interest. See what a $100 advance really costs once the express fee, the tip and the monthly membership are counted.Thu, 27 Aug 2026 04:32:33 GMThttps://www.lodavo.com/en-ca/blog/ynab-vs-monarch-moneyhttps://www.lodavo.com/en-ca/blog/ynab-vs-monarch-moneyYNAB vs Monarch Money, compared for Canadians. YNAB changes how you spend, Monarch shows you everything you own, and neither one bills in Canadian dollars.Thu, 27 Aug 2026 02:40:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-your-childs-educationhttps://www.lodavo.com/en-ca/blog/how-to-save-for-your-childs-educationThe monthly number that collects the full RESP grant, what Ottawa and your province add, and how to catch up if you started late. Sourced 2026 figures.Wed, 26 Aug 2026 05:02:34 GMThttps://www.lodavo.com/en-ca/blog/why-sportsbooks-limit-winning-bettors-canadahttps://www.lodavo.com/en-ca/blog/why-sportsbooks-limit-winning-bettors-canadaSportsbooks cut the max bet of players who win. How they spot you, what one US regulator now makes them explain, and what your options are in Canada.Wed, 26 Aug 2026 04:14:45 GMThttps://www.lodavo.com/en-ca/blog/chime-alternatives-canadahttps://www.lodavo.com/en-ca/blog/chime-alternatives-canadaChime doesn't open accounts in Canada. Compare KOHO, Neo Financial, EQ Bank, Wealthsimple and Lodavo on fees, rate and fit, with an honest pick for each goal.Tue, 25 Aug 2026 23:09:17 GMThttps://www.lodavo.com/en-ca/blog/bank-closed-my-account-canadahttps://www.lodavo.com/en-ca/blog/bank-closed-my-account-canadaYour bank closed your account and won't say why. What Canadian law actually allows, what the ombudsman can and can't do, and how to get banking again fast.Tue, 25 Aug 2026 05:11:16 GMThttps://www.lodavo.com/en-ca/blog/is-simplii-safehttps://www.lodavo.com/en-ca/blog/is-simplii-safeIs Simplii safe? Yes, it's a division of CIBC rather than a separate bank. Here's what that means for your $100,000 CDIC limit, and what the 2018 breach cost.Tue, 25 Aug 2026 03:52:00 GMThttps://www.lodavo.com/en-ca/blog/how-long-does-a-bank-transfer-take-in-canadahttps://www.lodavo.com/en-ca/blog/how-long-does-a-bank-transfer-take-in-canadaHow long a bank transfer takes in Canada, by method. Why most payments still clear overnight in a batch, and what the Real-Time Rail changes in 2026.Mon, 24 Aug 2026 22:57:27 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-quberhttps://www.lodavo.com/en-ca/blog/lodavo-vs-quberLodavo vs QUBER: QUBER runs through your employer and holds your savings in its own vault. Lodavo is free, open across Canada, and leaves your money alone.Mon, 24 Aug 2026 12:09:51 GMThttps://www.lodavo.com/en-ca/blog/alberta-online-gambling-costhttps://www.lodavo.com/en-ca/blog/alberta-online-gambling-costAlberta opened its online gambling market in July 2026. Run Ontario's four years of published numbers against Alberta's population and the cost is already visible.Mon, 24 Aug 2026 05:05:00 GMThttps://www.lodavo.com/en-ca/blog/simplii-vs-tangerinehttps://www.lodavo.com/en-ca/blog/simplii-vs-tangerineSimplii vs Tangerine, compared on the promo you can actually get. Both fall to 0.30% after 153 days, so the cap, the registered rate and Quebec decide it.Sun, 23 Aug 2026 16:36:51 GMThttps://www.lodavo.com/en-ca/blog/is-a-money-app-legit-canadahttps://www.lodavo.com/en-ca/blog/is-a-money-app-legit-canadaFive checks tell you whether a Canadian money app is legit: who holds your deposits, whether CDIC or CIPF applies, and what happens if the company fails.Sun, 23 Aug 2026 04:39:03 GMThttps://www.lodavo.com/en-ca/blog/best-savings-apps-quebechttps://www.lodavo.com/en-ca/blog/best-savings-apps-quebecThe best savings apps in Quebec for 2026, ranked by goal. Which ones serve Quebec, what EQ Bank leaves out here, and where Desjardins still wins.Fri, 21 Aug 2026 18:38:58 GMThttps://www.lodavo.com/en-ca/blog/interac-e-transfer-limits-canadahttps://www.lodavo.com/en-ca/blog/interac-e-transfer-limits-canadaInterac e-Transfer limits in Canada, bank by bank. What each one publishes, why receiving limits run much higher, and how to find your own limit in the app.Fri, 21 Aug 2026 05:04:25 GMThttps://www.lodavo.com/en-ca/blog/eq-bank-vs-kohohttps://www.lodavo.com/en-ca/blog/eq-bank-vs-kohoEQ Bank vs KOHO, compared on the rate you actually keep. EQ pays 2.75% for free; KOHO's 3.5% needs a plan that runs $177 a year. Cards, fees and verdicts.Thu, 20 Aug 2026 19:40:00 GMThttps://www.lodavo.com/en-ca/blog/how-free-money-apps-make-money-canadahttps://www.lodavo.com/en-ca/blog/how-free-money-apps-make-money-canadaFree budgeting and savings apps in Canada run on interchange, referral fees and paid tiers. Here's who really pays, what it costs you, and how to spot it.Wed, 19 Aug 2026 23:35:01 GMThttps://www.lodavo.com/en-ca/blog/is-wealthsimple-safehttps://www.lodavo.com/en-ca/blog/is-wealthsimple-safeYour chequing cash sits in trust at CDIC member banks, insured to $100,000 at each. Your investments and non-registered Savings fall under CIPF instead.Wed, 19 Aug 2026 04:31:07 GMThttps://www.lodavo.com/en-ca/blog/yotta-alternatives-canadahttps://www.lodavo.com/en-ca/blog/yotta-alternatives-canadaYotta has never been open to Canadians, and it's no longer a savings app. Compare Wealthsimple, QUBER, EQ Bank and Lodavo, with an honest pick for each goal.Tue, 18 Aug 2026 05:51:43 GMThttps://www.lodavo.com/en-ca/blog/is-eq-bank-safehttps://www.lodavo.com/en-ca/blog/is-eq-bank-safeIs EQ Bank safe? Yes. It's the digital brand of Equitable Bank, a CDIC member operating since 1970. Here's what that covers, and the limit the two names share.Tue, 18 Aug 2026 04:53:26 GMThttps://www.lodavo.com/en-ca/blog/best-credit-building-apps-canadahttps://www.lodavo.com/en-ca/blog/best-credit-building-apps-canadaThe best credit-building apps in Canada for 2026, compared on what each reports, which bureau gets it, and what it costs. One is free, one runs near $1,900.Tue, 18 Aug 2026 00:15:35 GMThttps://www.lodavo.com/en-ca/blog/national-bank-alternatives-canadahttps://www.lodavo.com/en-ca/blog/national-bank-alternatives-canadaLooking for a National Bank alternative? Compare Desjardins, EQ Bank, Tangerine, Wealthsimple and Lodavo on fees, savings rates and coverage, with the Quebec details that change the answer.Mon, 17 Aug 2026 16:20:29 GMThttps://www.lodavo.com/en-ca/blog/cash-stuffing-canadahttps://www.lodavo.com/en-ca/blog/cash-stuffing-canadaDoes cash stuffing work? What 392 studies found about spending with cash, what a binder of envelopes costs you in Canada, and how much of it is insured.Sun, 16 Aug 2026 23:38:13 GMThttps://www.lodavo.com/en-ca/blog/is-neo-financial-safehttps://www.lodavo.com/en-ca/blog/is-neo-financial-safeIs Neo Financial safe? Yes. Neo isn't a bank, so a CDIC member institution holds your balance, and which one now depends on which Neo account you opened.Sun, 16 Aug 2026 14:15:00 GMThttps://www.lodavo.com/en-ca/blog/wealthsimple-vs-tangerinehttps://www.lodavo.com/en-ca/blog/wealthsimple-vs-tangerineWealthsimple vs Tangerine, compared on the rate you actually keep. Tangerine's 4.50% runs 153 days then falls to 0.30%. Wealthsimple pays 1.25% and up, ongoing.Sat, 15 Aug 2026 20:35:00 GMThttps://www.lodavo.com/en-ca/blog/how-much-canadians-spend-on-christmashttps://www.lodavo.com/en-ca/blog/how-much-canadians-spend-on-christmasCanadians budget about $975 for gifts and $1,675 for the holidays overall. What each figure actually covers, what people really spent, and how to plan for it.Sat, 15 Aug 2026 06:53:09 GMThttps://www.lodavo.com/en-ca/blog/what-to-do-if-you-win-the-lottery-in-canadahttps://www.lodavo.com/en-ca/blog/what-to-do-if-you-win-the-lottery-in-canadaSign the ticket first. Then the Canadian rules American advice gets wrong: no anonymous claims, no blind trust, no tax on the prize, and one year to claim.Sat, 15 Aug 2026 04:39:13 GMThttps://www.lodavo.com/en-ca/blog/is-koho-safehttps://www.lodavo.com/en-ca/blog/is-koho-safeIs KOHO safe? Yes, and here's the part most reviews miss: who actually holds your balance, and the free setting that switches CDIC protection on.Fri, 14 Aug 2026 13:20:00 GMThttps://www.lodavo.com/en-ca/blog/koho-vs-neo-financialhttps://www.lodavo.com/en-ca/blog/koho-vs-neo-financialKOHO vs Neo Financial, compared on what you pay to get the rate. Neo pays 2.00% to 2.75% for free; KOHO's 3.5% sits behind a $22 a month plan.Fri, 14 Aug 2026 02:15:00 GMThttps://www.lodavo.com/en-ca/blog/how-much-to-save-before-investing-canadahttps://www.lodavo.com/en-ca/blog/how-much-to-save-before-investing-canadaHow much should you save before investing in Canada? The dollar figure behind three months of expenses, the time horizons FCAC uses, and what cash earns in 2026.Thu, 13 Aug 2026 17:32:07 GMThttps://www.lodavo.com/en-ca/blog/desjardins-alternatives-canadahttps://www.lodavo.com/en-ca/blog/desjardins-alternatives-canadaLooking for a Desjardins alternative? Compare EQ Bank, Tangerine, Wealthsimple, Neo and Lodavo on rates, fees and deposit protection, with an honest pick for each goal.Thu, 13 Aug 2026 04:03:09 GMThttps://www.lodavo.com/en-ca/blog/how-to-lower-your-phone-and-internet-bill-canadahttps://www.lodavo.com/en-ca/blog/how-to-lower-your-phone-and-internet-bill-canadaThe CRTC banned switching fees in June 2026, then the Big Three added new ones. Here's how to lower your phone and internet bill in Canada anyway.Wed, 12 Aug 2026 05:06:51 GMThttps://www.lodavo.com/en-ca/blog/best-prize-linked-savings-apps-canadahttps://www.lodavo.com/en-ca/blog/best-prize-linked-savings-apps-canadaPrize-linked savings in Canada, 2026: the four standing draws that reward what you save, the deposit contests that come and go, and how to tell them apart.Tue, 11 Aug 2026 16:26:52 GMThttps://www.lodavo.com/en-ca/blog/how-much-does-university-cost-in-canadahttps://www.lodavo.com/en-ca/blog/how-much-does-university-cost-in-canadaHow much does university cost in Canada? Tuition averages $7,734, but a student living away from home needs closer to $27,500 for one school year.Tue, 11 Aug 2026 04:05:18 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-tdhttps://www.lodavo.com/en-ca/blog/lodavo-vs-tdLodavo vs TD: TD savings pays 0.45 percent, and nothing under $10,000. Lodavo gives you free draw tickets from your first $25, on the savings you already keep.Mon, 10 Aug 2026 16:36:46 GMThttps://www.lodavo.com/en-ca/blog/how-to-find-unclaimed-money-canadahttps://www.lodavo.com/en-ca/blog/how-to-find-unclaimed-money-canadaFour free searches cover unclaimed money in Canada: the Bank of Canada, the CRA, Service Canada and your province. No finder can reach what you can't.Mon, 10 Aug 2026 00:45:00 GMThttps://www.lodavo.com/en-ca/blog/how-much-canadians-spend-on-grocerieshttps://www.lodavo.com/en-ca/blog/how-much-canadians-spend-on-groceriesStatistics Canada says the average household spends $8,659 a year on groceries. See the real numbers by category, and why the $17,571 headline is not your bill.Sun, 09 Aug 2026 22:42:27 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-rbchttps://www.lodavo.com/en-ca/blog/lodavo-vs-rbcLodavo vs RBC: RBC holds your money and pays 0.55 percent once the 3-month promo ends. Lodavo adds free weekly draw tickets to the savings you already keep.Sun, 09 Aug 2026 06:29:08 GMThttps://www.lodavo.com/en-ca/blog/acorns-alternatives-canadahttps://www.lodavo.com/en-ca/blog/acorns-alternatives-canadaAcorns is open to US residents only. Compare the best Acorns alternatives in Canada, Wealthsimple, Questwealth, KOHO and Lodavo, with a pick for each goal.Sat, 08 Aug 2026 16:14:03 GMThttps://www.lodavo.com/en-ca/blog/is-savings-account-interest-taxable-canadahttps://www.lodavo.com/en-ca/blog/is-savings-account-interest-taxable-canadaYes, and there's no tax-free amount. What savings account interest actually costs you in 2026, the $50 T5 myth, and how to stop paying tax on it.Sat, 08 Aug 2026 04:25:49 GMThttps://www.lodavo.com/en-ca/blog/how-to-switch-banks-in-canadahttps://www.lodavo.com/en-ca/blog/how-to-switch-banks-in-canadaHow to switch banks in Canada without a bounced payment: what to move first, what it costs, and exactly when your old account is safe to close.Sat, 08 Aug 2026 03:01:04 GMThttps://www.lodavo.com/en-ca/blog/cibc-alternatives-canadahttps://www.lodavo.com/en-ca/blog/cibc-alternatives-canadaLooking for a CIBC alternative? Compare Simplii, EQ Bank, Wealthsimple and Lodavo on fees, savings rates and CDIC coverage, with an honest pick for each goal.Thu, 06 Aug 2026 00:15:00 GMThttps://www.lodavo.com/en-ca/blog/how-much-do-canadians-lose-gamblinghttps://www.lodavo.com/en-ca/blog/how-much-do-canadians-lose-gamblingOntario's regulator publishes what online gamblers actually lose: about $304 a month per active account. The figure most articles quote is from 1998.Wed, 05 Aug 2026 23:05:36 GMThttps://www.lodavo.com/en-ca/blog/bmo-alternatives-canadahttps://www.lodavo.com/en-ca/blog/bmo-alternatives-canadaLooking for a BMO alternative? Compare EQ Bank, Tangerine, Wealthsimple and Lodavo on fees, savings rates and fit, with an honest pick for each goal.Tue, 04 Aug 2026 04:13:28 GMThttps://www.lodavo.com/en-ca/blog/best-cashback-apps-canadahttps://www.lodavo.com/en-ca/blog/best-cashback-apps-canadaThe best cashback apps in Canada for 2026, compared on what earns you money and how you actually get paid. Two names other roundups still list are gone.Mon, 03 Aug 2026 04:12:57 GMThttps://www.lodavo.com/en-ca/blog/eq-bank-vs-wealthsimplehttps://www.lodavo.com/en-ca/blog/eq-bank-vs-wealthsimpleEQ Bank vs Wealthsimple, compared on the rate you actually keep. EQ Bank pays 2.75% with a direct deposit; Wealthsimple Savings pays 2.5% without one.Sun, 02 Aug 2026 18:45:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-borrowellhttps://www.lodavo.com/en-ca/blog/lodavo-vs-borrowellLodavo vs Borrowell, compared honestly. Borrowell gives 4 million Canadians a free weekly Equifax score. Lodavo rewards your saving with a weekly cash draw.Sat, 01 Aug 2026 21:45:00 GMThttps://www.lodavo.com/en-ca/blog/does-gambling-affect-your-credit-score-canadahttps://www.lodavo.com/en-ca/blog/does-gambling-affect-your-credit-score-canadaGambling never appears on your Canadian credit report. But your card issuer bills a casino deposit as a cash advance, and your mortgage lender reads your statements.Sat, 01 Aug 2026 04:47:01 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-money-as-a-couple-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-money-as-a-couple-canadaHow Canadian couples split bills fairly, choose joint or separate accounts, and double their TFSA and FHSA room. Plus the CRA rule that changes at 12 months.Fri, 31 Jul 2026 17:10:17 GMThttps://www.lodavo.com/en-ca/blog/td-alternatives-canadahttps://www.lodavo.com/en-ca/blog/td-alternatives-canadaLooking for a TD alternative? Compare EQ Bank, Tangerine, Wealthsimple, Neo and Lodavo on fees, savings rates and fit, with an honest pick for each goal.Thu, 30 Jul 2026 21:36:38 GMThttps://www.lodavo.com/en-ca/blog/pay-off-debt-or-save-first-canadahttps://www.lodavo.com/en-ca/blog/pay-off-debt-or-save-first-canadaShould you pay off debt or save first? The Canadian math, why a 20 percent credit card beats every savings account, and the one debt to pay off last.Thu, 30 Jul 2026 02:15:00 GMThttps://www.lodavo.com/en-ca/blog/are-lottery-winnings-taxable-in-canadahttps://www.lodavo.com/en-ca/blog/are-lottery-winnings-taxable-in-canadaLottery and contest winnings are tax free in Canada because the CRA treats them as windfalls. See what's taxed, what isn't, and the exceptions that catch people.Wed, 29 Jul 2026 22:48:24 GMThttps://www.lodavo.com/en-ca/blog/best-no-fee-bank-accounts-canadahttps://www.lodavo.com/en-ca/blog/best-no-fee-bank-accounts-canadaThe best no-fee bank accounts in Canada for 2026. Compare monthly fees, rates and CDIC coverage, and see which free accounts come with conditions attached.Wed, 29 Jul 2026 04:30:34 GMThttps://www.lodavo.com/en-ca/blog/buy-now-pay-later-canadahttps://www.lodavo.com/en-ca/blog/buy-now-pay-later-canadaKlarna, Afterpay, Sezzle, Affirm and PayPal all say interest-free. Their Canadian agreements set very different prices on a missed payment. Here is each one.Wed, 29 Jul 2026 01:15:23 GMThttps://www.lodavo.com/en-ca/blog/monarch-money-alternatives-canadahttps://www.lodavo.com/en-ca/blog/monarch-money-alternatives-canadaLooking for a Monarch Money alternative? Compare KOHO, YNAB, PocketSmith, Actual Budget and Lodavo on price, free tiers and Canadian bank sync.Tue, 28 Jul 2026 16:23:08 GMThttps://www.lodavo.com/en-ca/blog/what-to-do-with-a-tax-refund-canadahttps://www.lodavo.com/en-ca/blog/what-to-do-with-a-tax-refund-canadaA tax refund is a useful savings boost. Learn where to put it first, from debt to emergency savings to a home down payment, with a simple plan that works.Mon, 27 Jul 2026 23:36:41 GMThttps://www.lodavo.com/en-ca/blog/financial-stress-and-mental-health-canadahttps://www.lodavo.com/en-ca/blog/financial-stress-and-mental-health-canadaMoney is Canada's #1 source of stress, ahead of health and relationships. Here's what financial stress does to your body and mind, and how to ease it.Mon, 27 Jul 2026 04:24:19 GMThttps://www.lodavo.com/en-ca/blog/rrsp-vs-tfsa-vs-fhsahttps://www.lodavo.com/en-ca/blog/rrsp-vs-tfsa-vs-fhsaRRSP vs TFSA vs FHSA in 2026: which account to fill first, with current CRA limits, the math on one $8,000 contribution, and what changes in Quebec.Sun, 26 Jul 2026 21:42:10 GMThttps://www.lodavo.com/en-ca/blog/how-to-teach-kids-about-money-canadahttps://www.lodavo.com/en-ca/blog/how-to-teach-kids-about-money-canadaHow to teach kids about money in Canada, what the OECD data says about weekly money talks, and the RESP, allowance and TFSA moves that build the habit.Sun, 26 Jul 2026 17:45:00 GMThttps://www.lodavo.com/en-ca/blog/rbc-alternatives-canadahttps://www.lodavo.com/en-ca/blog/rbc-alternatives-canadaLooking for an RBC alternative? Compare EQ Bank, Simplii, Tangerine, Wealthsimple and Lodavo on fees, rate and fit, with an honest pick for each goal.Sat, 25 Jul 2026 22:27:12 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-money-on-an-irregular-income-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-money-on-an-irregular-income-canadaHow to save on an irregular income in Canada: set aside tax first, pay yourself a steady amount from a buffer account, and save a percentage instead of a fixed sum.Sat, 25 Jul 2026 18:10:00 GMThttps://www.lodavo.com/en-ca/blog/how-much-to-save-to-move-out-canadahttps://www.lodavo.com/en-ca/blog/how-much-to-save-to-move-out-canadaWhat moving out actually costs in Canada: deposit rules by province, a realistic move-in budget, a monthly savings table, and where to keep the money.Sat, 25 Jul 2026 16:41:19 GMThttps://www.lodavo.com/en-ca/blog/is-plaid-safe-canadahttps://www.lodavo.com/en-ca/blog/is-plaid-safe-canadaIs Plaid safe? Yes, and here is how it works in Canada: what Plaid can see, what a read-only connection can never do, and how to disconnect any app.Fri, 24 Jul 2026 23:03:10 GMThttps://www.lodavo.com/en-ca/blog/average-savings-by-age-canadahttps://www.lodavo.com/en-ca/blog/average-savings-by-age-canadaSee what Canadians actually have saved at every age, with real Statistics Canada and CRA numbers, and why the median tells you far more than the average.Fri, 24 Jul 2026 17:55:00 GMThttps://www.lodavo.com/en-ca/blog/best-money-apps-for-newcomers-canadahttps://www.lodavo.com/en-ca/blog/best-money-apps-for-newcomers-canadaThe best money apps for newcomers to Canada, ranked by what you need first: a no-fee account, building Canadian credit, high-interest savings, or investing later.Fri, 24 Jul 2026 04:57:57 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-blossomhttps://www.lodavo.com/en-ca/blog/lodavo-vs-blossomLodavo vs Blossom, compared honestly. Blossom is a free social network for Canadian DIY investors. Lodavo is a free savings app with a weekly cash draw.Fri, 24 Jul 2026 01:55:00 GMThttps://www.lodavo.com/en-ca/blog/skill-testing-question-canadahttps://www.lodavo.com/en-ca/blog/skill-testing-question-canadaWhy Canadian contests ask winners a skill-testing question: the reason sits in the Criminal Code, not the Competition Act, and no law sets the four-step format.Thu, 23 Jul 2026 23:40:27 GMThttps://www.lodavo.com/en-ca/blog/best-money-apps-canadahttps://www.lodavo.com/en-ca/blog/best-money-apps-canadaThe best money apps in Canada for 2026: savings accounts, investing, budgeting, spend-and-save, and Lodavo's free weekly cash draw. One honest pick per job.Thu, 23 Jul 2026 01:23:09 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-money-as-an-international-student-in-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-money-as-an-international-student-in-canadaHow to save money as an international student in Canada: work within the 24-hour rule, file taxes to get money back, and pick accounts that fit your status.Wed, 22 Jul 2026 23:36:57 GMThttps://www.lodavo.com/en-ca/blog/mint-alternatives-canadahttps://www.lodavo.com/en-ca/blog/mint-alternatives-canadaMint shut down in 2024. Compare the best Mint alternatives in Canada, Monarch, KOHO, YNAB, Actual Budget and Lodavo, with an honest pick for each goal.Wed, 22 Jul 2026 01:15:56 GMThttps://www.lodavo.com/en-ca/blog/does-prize-linked-savings-workhttps://www.lodavo.com/en-ca/blog/does-prize-linked-savings-workDoes prize-linked savings work? Field studies and experiments show a prize draw gets non-savers saving, and where the evidence stops. The research, reviewed.Tue, 21 Jul 2026 22:12:13 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-money-as-a-newcomer-to-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-money-as-a-newcomer-to-canadaHow to save money as a newcomer to Canada: build credit from day one, claim first-year benefits, and pick the accounts that keep more of what you earn.Mon, 20 Jul 2026 23:22:46 GMThttps://www.lodavo.com/en-ca/blog/why-do-people-play-the-lotteryhttps://www.lodavo.com/en-ca/blog/why-do-people-play-the-lotteryWhy do people play the lottery when they already know the odds? The five psychology effects the research actually supports, and the popular one it doesn't.Mon, 20 Jul 2026 00:18:22 GMThttps://www.lodavo.com/en-ca/blog/best-automatic-savings-apps-canadahttps://www.lodavo.com/en-ca/blog/best-automatic-savings-apps-canadaThe best automatic savings apps in Canada in 2026. Moka is retired and Acorns is US-only, so this ranks what still rounds up and auto-saves for Canadians.Sun, 19 Jul 2026 18:15:22 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-pc-financialhttps://www.lodavo.com/en-ca/blog/lodavo-vs-pc-financialLodavo vs PC Financial, compared honestly. PC Money pays 2.2 percent on savings plus PC Optimum points on spending. Lodavo adds free weekly draw tickets.Sat, 18 Jul 2026 23:56:58 GMThttps://www.lodavo.com/en-ca/blog/are-prediction-markets-gamblinghttps://www.lodavo.com/en-ca/blog/are-prediction-markets-gamblingAre prediction markets gambling? They sit in a grey area between investing and betting. See how they compare and what Canadian regulators actually allow.Sat, 18 Jul 2026 23:34:56 GMThttps://www.lodavo.com/en-ca/blog/how-much-quebecers-spend-on-lotteryhttps://www.lodavo.com/en-ca/blog/how-much-quebecers-spend-on-lotteryHow much do Quebecers spend on the lottery? Close to $3 billion a year at Loto-Québec. See where the money goes and a free way to enter a draw without losing a cent.Fri, 17 Jul 2026 22:11:18 GMThttps://www.lodavo.com/en-ca/blog/how-inflation-affects-your-savingshttps://www.lodavo.com/en-ca/blog/how-inflation-affects-your-savingsInflation means each dollar you save buys a little less over time. See how it affects your savings in Canada, and the simple ways to keep your money working.Thu, 16 Jul 2026 01:38:19 GMThttps://www.lodavo.com/en-ca/blog/open-banking-canadahttps://www.lodavo.com/en-ca/blog/open-banking-canadaOpen banking is law in Canada but not live yet. See what consumer-driven banking changes for your money, when it launches, and how to share bank data safely.Tue, 14 Jul 2026 05:31:46 GMThttps://www.lodavo.com/en-ca/blog/pc-financial-alternatives-canadahttps://www.lodavo.com/en-ca/blog/pc-financial-alternatives-canadaLooking for a PC Financial alternative? Compare EQ Bank, KOHO, Wealthsimple and Lodavo on rate, fees and fit, with an honest pick for every goal.Mon, 13 Jul 2026 18:55:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-10000-in-a-yearhttps://www.lodavo.com/en-ca/blog/how-to-save-10000-in-a-yearSaving $10,000 in a year means $833 a month, or about $27 a day. A sourced Canadian plan: the real math, whether it's realistic, and where to find the money.Mon, 13 Jul 2026 04:59:37 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-ynabhttps://www.lodavo.com/en-ca/blog/lodavo-vs-ynabLodavo vs YNAB, compared honestly. YNAB is a paid budgeting app billed in US dollars. Lodavo is a free savings app that rewards saving with weekly cash draws.Sat, 11 Jul 2026 19:48:02 GMThttps://www.lodavo.com/en-ca/blog/cdic-deposit-insurance-canadahttps://www.lodavo.com/en-ca/blog/cdic-deposit-insurance-canadaCDIC deposit insurance protects your savings up to $100,000 per category at member banks. See exactly what's covered, the 2026 limit, and how to insure more.Fri, 10 Jul 2026 23:05:30 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-money-on-a-low-income-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-money-on-a-low-income-canadaHow to save money on a low income in Canada: claim the benefits you're already owed, drop your bank fees to zero, and make small amounts add up.Fri, 10 Jul 2026 01:35:00 GMThttps://www.lodavo.com/en-ca/blog/apps-to-stop-gambling-canadahttps://www.lodavo.com/en-ca/blog/apps-to-stop-gambling-canadaHow to stop gambling in Canada: the apps that block it, self-exclusion programs and free help lines, plus a free way to keep the thrill of a win without the risk.Wed, 08 Jul 2026 04:18:06 GMThttps://www.lodavo.com/en-ca/blog/why-young-adults-choose-online-bankshttps://www.lodavo.com/en-ca/blog/why-young-adults-choose-online-banksMore young Canadians are choosing online-only banks for no-fee chequing, better apps, and the same CDIC deposit protection. Here is why the shift is happening.Tue, 07 Jul 2026 03:01:14 GMThttps://www.lodavo.com/en-ca/blog/ynab-alternatives-canadahttps://www.lodavo.com/en-ca/blog/ynab-alternatives-canadaLooking for a YNAB alternative in Canada? Compare Actual Budget, KOHO, Monarch, PocketSmith and Lodavo on price, method and fit, with a pick for each goal.Mon, 06 Jul 2026 04:42:48 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-babyhttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-babyA simple, sourced plan to save for a baby in Canada: what the first year really costs, the income drop during parental leave, a monthly savings table, and where to keep the money.Sun, 05 Jul 2026 19:45:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-triphttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-tripA simple, sourced plan to save for a trip in Canada: set your target, a monthly savings table, where to keep the money, and how to make saving more fun.Sat, 04 Jul 2026 14:45:00 GMThttps://www.lodavo.com/en-ca/blog/premium-bonds-save-to-win-canadian-equivalenthttps://www.lodavo.com/en-ca/blog/premium-bonds-save-to-win-canadian-equivalentThe UK has Premium Bonds and the US has Save to Win. Is there a prize-linked savings equivalent in Canada? How these programs work and what you can use here.Sat, 04 Jul 2026 04:05:00 GMThttps://www.lodavo.com/en-ca/blog/how-the-lodavo-weekly-draw-workshttps://www.lodavo.com/en-ca/blog/how-the-lodavo-weekly-draw-worksHow the Lodavo weekly draw works: save to earn tickets, pick seven numbers, and someone wins at least $100 every week, plus a $10,000 jackpot up for grabs.Fri, 03 Jul 2026 05:55:00 GMThttps://www.lodavo.com/en-ca/blog/best-budgeting-apps-canadahttps://www.lodavo.com/en-ca/blog/best-budgeting-apps-canadaYNAB, KOHO, Monarch Money, Actual Budget, PocketSmith and Lodavo, compared on method, cost and Canadian bank sync. The two with no free plan both bill in USD.Wed, 01 Jul 2026 15:41:18 GMThttps://www.lodavo.com/en-ca/blog/how-to-make-a-budget-in-canadahttps://www.lodavo.com/en-ca/blog/how-to-make-a-budget-in-canadaThe 50/30/20 method splits your take-home pay into needs, wants, and savings. Here's how to make a budget in Canada that sticks, with real 2026 numbers.Wed, 01 Jul 2026 00:58:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-simplii-financialhttps://www.lodavo.com/en-ca/blog/lodavo-vs-simplii-financialLodavo vs Simplii Financial, compared honestly. Simplii holds your money: 4.60 percent promo for 5 months, then 0.30 percent. Lodavo adds free draw tickets.Tue, 30 Jun 2026 02:50:31 GMThttps://www.lodavo.com/en-ca/blog/is-lodavo-safe-and-legithttps://www.lodavo.com/en-ca/blog/is-lodavo-safe-and-legitLodavo never holds your money or your banking password. Here's what makes the app safe, who built it, and what to verify before you download.Mon, 29 Jun 2026 02:30:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-money-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-money-canadaA plain guide to saving money in Canada: how to start, how much to save, where to keep it, and how to make the habit stick, with current 2026 numbers.Sun, 28 Jun 2026 13:30:00 GMThttps://www.lodavo.com/en-ca/blog/why-is-quebec-excluded-from-contestshttps://www.lodavo.com/en-ca/blog/why-is-quebec-excluded-from-contestsWhy is Quebec excluded from so many contests, sweepstakes, and giveaways? An old Quebec contest law is the reason, and it was repealed in 2023. Here's the full story.Sat, 27 Jun 2026 13:49:37 GMThttps://www.lodavo.com/en-ca/blog/simplii-alternatives-canadahttps://www.lodavo.com/en-ca/blog/simplii-alternatives-canadaLooking for a Simplii alternative? Compare EQ Bank, Tangerine, Wealthsimple and Lodavo on rate, fees and fit, with an honest best pick for each goal.Sat, 27 Jun 2026 04:29:18 GMThttps://www.lodavo.com/en-ca/blog/can-ai-help-you-save-moneyhttps://www.lodavo.com/en-ca/blog/can-ai-help-you-save-moneyCan AI help you save money? It can hand you a budget, but advice was never the problem. Why a savings system, not a smarter chatbot, is what builds the habit.Fri, 26 Jun 2026 01:27:37 GMThttps://www.lodavo.com/en-ca/blog/tfsa-vs-savings-account-vs-prize-linked-savingshttps://www.lodavo.com/en-ca/blog/tfsa-vs-savings-account-vs-prize-linked-savingsTFSA, high-interest savings, or prize-linked savings? Compare the three on tax, rate, risk, and motivation to find where your money should go in 2026.Thu, 25 Jun 2026 21:55:00 GMThttps://www.lodavo.com/en-ca/blog/wealthsimple-alternatives-canadahttps://www.lodavo.com/en-ca/blog/wealthsimple-alternatives-canadaSomewhere else to keep your cash? EQ Bank, KOHO, Neo and Lodavo compared on rate, fees and deposit insurance, plus the cases where Wealthsimple still wins.Wed, 24 Jun 2026 23:51:23 GMThttps://www.lodavo.com/en-ca/blog/best-high-interest-savings-accounts-canadahttps://www.lodavo.com/en-ca/blog/best-high-interest-savings-accounts-canadaTangerine and Simplii's headline rates are five-month promos for new clients only. EQ Bank, Neo, Wealthsimple, KOHO and Lodavo compared.Wed, 24 Jun 2026 16:42:59 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-weddinghttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-weddingA simple, sourced plan to save for a wedding in Canada: set your budget, a monthly savings table, where to keep the money, and how to make saving more fun.Wed, 24 Jun 2026 03:06:17 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-tangerinehttps://www.lodavo.com/en-ca/blog/lodavo-vs-tangerineLodavo vs Tangerine, compared honestly. Tangerine holds your money: 0.30 percent base, 4.50 percent promo for 5 months. Lodavo adds free draw tickets.Tue, 23 Jun 2026 21:45:03 GMThttps://www.lodavo.com/en-ca/blog/why-is-it-so-hard-to-save-moneyhttps://www.lodavo.com/en-ca/blog/why-is-it-so-hard-to-save-moneyStruggling to save money? It's not a willpower problem. The behavioural science of why saving feels so hard in Canada, and what actually makes it stick.Tue, 23 Jun 2026 03:38:53 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-house-down-payment-canadahttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-house-down-payment-canadaHow to save for a house down payment in Canada: how much you need by home price, a monthly savings table, the FHSA and Home Buyers' Plan, and where to keep it.Sun, 21 Jun 2026 19:42:05 GMThttps://www.lodavo.com/en-ca/blog/neo-financial-alternatives-canadahttps://www.lodavo.com/en-ca/blog/neo-financial-alternatives-canadaLooking for a Neo Financial alternative? Compare EQ Bank, Wealthsimple, KOHO and Lodavo on rate, fees and fit, with an honest best pick for each goal.Sat, 20 Jun 2026 17:57:00 GMThttps://www.lodavo.com/en-ca/blog/best-money-apps-for-students-canadahttps://www.lodavo.com/en-ca/blog/best-money-apps-for-students-canadaThe best money apps for students in Canada (2026), ranked by job not hype: no-fee spending, a real savings rate, your first investments, plus Lodavo's free prize draw.Sat, 20 Jun 2026 14:39:00 GMThttps://www.lodavo.com/en-ca/blog/how-much-canadians-spend-on-lottery-ticketshttps://www.lodavo.com/en-ca/blog/how-much-canadians-spend-on-lottery-ticketsCanadians spend about $10.5 billion a year on lottery tickets. Province-by-province figures from the five lottery corporations' own annual reports, free to cite.Fri, 19 Jun 2026 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/eq-bank-alternatives-canadahttps://www.lodavo.com/en-ca/blog/eq-bank-alternatives-canadaLooking for an EQ Bank alternative? Compare Wealthsimple, Neo, Simplii and Lodavo on rate, fees and fit, with an honest best pick for each goal.Thu, 18 Jun 2026 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/tangerine-alternatives-canadahttps://www.lodavo.com/en-ca/blog/tangerine-alternatives-canadaTangerine’s promo rate lasts 5 months and is for new clients only. Compare the best Tangerine alternatives in Canada: EQ Bank, Simplii, Neo and Lodavo.Thu, 18 Jun 2026 02:07:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-build-an-emergency-fund-in-canadahttps://www.lodavo.com/en-ca/blog/how-to-build-an-emergency-fund-in-canadaA clear guide to building an emergency fund in Canada in 2026: how much you really need, where to keep it, and simple steps to start saving today.Thu, 18 Jun 2026 00:59:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-eq-bankhttps://www.lodavo.com/en-ca/blog/lodavo-vs-eq-bankLodavo vs EQ Bank, compared honestly. EQ Bank holds your money and pays up to 2.75 percent, CDIC insured. Lodavo is a free savings app that rewards saving with weekly cash draws.Wed, 17 Jun 2026 05:04:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-wealthsimplehttps://www.lodavo.com/en-ca/blog/lodavo-vs-wealthsimpleLodavo vs Wealthsimple, compared honestly. Wealthsimple holds your money, pays interest, and runs a monthly $1M draw. Lodavo adds free weekly draw tickets on top.Wed, 17 Jun 2026 04:09:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-neo-financialhttps://www.lodavo.com/en-ca/blog/lodavo-vs-neo-financialLodavo vs Neo Financial, compared honestly. Neo holds your money and pays up to 2.75 percent. Lodavo is a free savings app that rewards saving with weekly cash draws.Tue, 16 Jun 2026 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/retirement-planning-in-your-20shttps://www.lodavo.com/en-ca/blog/retirement-planning-in-your-20sRetirement planning in your 20s isn't too early, it's your biggest edge. See how starting now can nearly double your savings, and the best places to put it.Thu, 11 Jun 2026 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/best-savings-apps-canadahttps://www.lodavo.com/en-ca/blog/best-savings-apps-canadaThe best savings apps in Canada for 2026, ranked by goal, not hype. Compare rates, fees, and CDIC status, plus Lodavo, the prize-linked savings app.Sat, 06 Jun 2026 19:00:00 GMThttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-carhttps://www.lodavo.com/en-ca/blog/how-to-save-for-a-carA simple, sourced plan to save for a car in Canada: set your target, a monthly savings table, where to keep the money, and how to make it more fun.Sat, 06 Jun 2026 18:00:00 GMThttps://www.lodavo.com/en-ca/blog/is-prize-linked-savings-gamblinghttps://www.lodavo.com/en-ca/blog/is-prize-linked-savings-gamblingNo, prize-linked savings isn't gambling. Your principal is never at risk, Lodavo is free, and your money stays in your own Canadian bank.Sat, 06 Jun 2026 17:00:00 GMThttps://www.lodavo.com/en-ca/blog/koho-alternatives-canadahttps://www.lodavo.com/en-ca/blog/koho-alternatives-canadaLooking for a KOHO alternative? Compare EQ Bank, Wealthsimple, Neo and Lodavo on rate, fees and fit, with an honest best pick for each goal.Sat, 06 Jun 2026 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-vs-kohohttps://www.lodavo.com/en-ca/blog/lodavo-vs-kohoLodavo vs KOHO compared honestly. KOHO holds your money and pays 2 to 3.5 percent by plan. Lodavo is a free savings app that rewards saving with weekly cash draws.Sat, 06 Jun 2026 15:00:00 GMThttps://www.lodavo.com/en-ca/blog/prize-linked-savings-canadahttps://www.lodavo.com/en-ca/blog/prize-linked-savings-canadaWhat prize-linked savings is, how it works, and why it's legal in Canada. A plain guide to saving with a chance to win, with your principal never at risk.Sat, 06 Jun 2026 14:00:00 GMThttps://www.lodavo.com/en-ca/blog/savings-glossaryhttps://www.lodavo.com/en-ca/blog/savings-glossaryPlain-language definitions of the savings terms Canadians meet, from TFSA, CDIC and Plaid to skill-testing question, HISA and provably fair, kept Canadian and current.Sat, 06 Jun 2026 13:00:00 GMThttps://www.lodavo.com/en-ca/blog/lodavo-is-live-canadas-first-prize-linked-savings-app-launches-on-ios-and-androidhttps://www.lodavo.com/en-ca/blog/lodavo-is-live-canadas-first-prize-linked-savings-app-launches-on-ios-and-androidLodavo, Canada's first prize-linked savings app, is now on the App Store and Google Play. Save money, earn tickets, and win up to $10,000 in free weekly draws.Thu, 30 Apr 2026 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/teen-gambling-the-hidden-dangers-in-video-gameshttps://www.lodavo.com/en-ca/blog/teen-gambling-the-hidden-dangers-in-video-gamesTeen gambling is rising fast, driven by loot boxes and betting apps. Learn how it affects youth and what parents, teens, and regulators can do to prevent addiction.Sat, 18 Oct 2025 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/canada-vs-u-s-banks-key-differences-every-consumer-should-knowhttps://www.lodavo.com/en-ca/blog/canada-vs-u-s-banks-key-differences-every-consumer-should-knowHow Canadian and U.S. banks differ on stability, regulation, fees, and rewards, and what those tradeoffs mean for you as a consumer.Sun, 16 Mar 2025 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/comparing-traditional-and-prize-linked-savings-accounts-in-canadahttps://www.lodavo.com/en-ca/blog/comparing-traditional-and-prize-linked-savings-accounts-in-canadaTraditional savings vs prize-linked savings in Canada: a bank-run prize account trades your rate for a draw, an app adds the draw on top. Compare all three.Wed, 10 Jul 2024 16:00:00 GMThttps://www.lodavo.com/en-ca/blog/understanding-prize-linked-savings-accounts-a-fun-way-to-savehttps://www.lodavo.com/en-ca/blog/understanding-prize-linked-savings-accounts-a-fun-way-to-saveSaving is simple but it feels boring, so most of us put it off. Here's why a prize motivates when interest doesn't, and how to make saving actually fun and stick.Thu, 25 Jan 2024 17:00:00 GMThttps://www.lodavo.com/en-ca/blog/introducing-lodavo-revolutionizing-savings-in-canada-with-prizeshttps://www.lodavo.com/en-ca/blog/introducing-lodavo-revolutionizing-savings-in-canada-with-prizesLodavo is a Canadian prize-linked savings app, founded in Montreal in 2024. Here's the story behind it: why we built it, how it works, and how it keeps your money safe.Sat, 23 Sep 2023 16:00:00 GMT