The Lodavo Blog
Saving tips, prize-linked savings explained, and the latest from Lodavo.
What to Do if You Win the Lottery in Canada
Sign the ticket first. Then the Canadian rules American advice gets wrong: no anonymous claims, no blind trust, no tax on the prize, and one year to claim.
Can Hydro Cut You Off in Winter? The Rules by Province
Whether hydro can cut you off in winter depends on your province. Ontario bans it from…
easyfinancial alternatives in Canada (2026): 4 lenders compared
easyfinancial lends at up to 35%, the legal maximum. Compare the best easyfinancial…
Do Gift Cards Expire in Canada? The Rules by Province
Most gift cards can't expire in Canada, but the exceptions and fees differ by province. Which…
Consumer Proposal in Canada: What It Costs and When It Fails
A consumer proposal settles unsecured debt for part of what you owe. The federal fee rules…
Wealthsimple vs TD (2026): should you move your TFSA and savings?
Wealthsimple vs TD on chequing fees, savings rates and TFSA costs, plus what TD charges to…
No Credit Check Loans in Quebec: 35% Maximum, Fees Included
One convicted Quebec lender advertised 24% a year and charged up to 499% once every fee was…
VLT and Slot Payout Percentages in Canada: What an Hour Costs
VLT payout percentages in Canada sit at 90% or more in every province that publishes one. At a…
Stat Holidays in Canada by Province (2026): Who Gets Paid
Thanksgiving is paid everywhere but the Atlantic provinces, and Remembrance Day isn't a stat…
Credit Card Chargebacks in Canada: Deadlines and Your Rights
Most banks want a credit card chargeback requested within 30 days of your statement. Eight…
Canada’s first prize-linked savings app
Make saving a little more fun
Lodavo is a free Canadian app. Every $25 you have saved earns you a ticket in a weekly cash draw, and you could win up to $10,000.
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