The Lodavo Blog
Saving tips, prize-linked savings explained, and the latest from Lodavo.

What to Do if You Win the Lottery in Canada
Sign the ticket first. Then the Canadian rules American advice gets wrong: no anonymous claims, no blind trust, no tax on the prize, and one year to claim.

Can You Get EI If You Quit? What Counts as Just Cause
EI after quitting needs just cause: harassment, a big pay cut or a firm job offer can count.

Quebec Welcome Tax 2026: How It's Calculated and the Refund
Quebec's welcome tax in 2026: how it's calculated, what it costs in Montreal, Laval, Quebec…

Lodavo vs Lotto 6/49: The Odds, the Gold Ball and a Free Draw
Lodavo vs Lotto 6/49: a $3 play enters a draw for a fixed $5 million jackpot and a Gold Ball…

Canada Learning Bond 2026: Who Qualifies and How to Claim It
The Canada Learning Bond adds up to $2,000 to an RESP for kids from lower-income families, no…

Can Hydro Cut You Off in Winter? The Rules by Province
Whether hydro can cut you off in winter depends on your province. Ontario bans it from…

easyfinancial alternatives in Canada (2026): 4 lenders compared
easyfinancial lends at up to 35%, the legal maximum. Compare the best easyfinancial…

Do Gift Cards Expire in Canada? The Rules by Province
Most gift cards can't expire in Canada, but the exceptions and fees differ by province. Which…

Consumer Proposal in Canada: What It Costs and When It Fails
A consumer proposal settles unsecured debt for part of what you owe. The federal fee rules…

Wealthsimple vs TD (2026): should you move your TFSA and savings?
Wealthsimple vs TD on chequing fees, savings rates and TFSA costs, plus what TD charges to…