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The Lodavo Blog

Saving tips, prize-linked savings explained, and the latest from Lodavo.

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What to Do if You Win the Lottery in Canada

Sign the ticket first. Then the Canadian rules American advice gets wrong: no anonymous claims, no blind trust, no tax on the prize, and one year to claim.

10-min read
7-min read

Canada Student Grant 2026-27: How Much You Can Get

The Canada Student Grant pays full-time students up to $4,200 for 2026-27, and you never pay…

8-min read

Bonus Tax in Canada (2026): How Much Comes Off, by Province

Why your bonus deposit is smaller than your bonus letter said, what you keep from a $5,000…

13-min read

Does Car Insurance Go Up After an Accident? Rules by Province

In most provinces, car insurance goes up after an accident you caused, not one you didn't.

8-min read

Is Spring Financial Legit? Yes, but It Agreed to Refund 65,000+ Borrowers

Spring Financial is a licensed lender, not a scam. What its loans and Foundation program cost…

8-min read

Repayment Assistance Plan: What You'll Pay at Your Income

What Canada's Repayment Assistance Plan leaves you paying at each income and family size in…

8-min read

How Much Cash Can You Bring Into Canada? The $10,000 Rule

There's no limit on how much cash you can bring into Canada, but CA$10,000 or more must be…

13-min read

National Heat Pump Rebate 2026: Income Limits and How to Apply

Canada's National Heat Pump Rebate pays $2,000, or up to $10,000 for households at or below…

8-min read

QPIP Benefits 2026: How Much Will I Get Each Week?

QPIP pays 55% to 75% of your gross earnings, capped at $103,000 in 2026. Weekly amounts by…

11-min read

How Much Is Welfare in Canada? 2026 Rates by Province

How much welfare pays a single adult in 2026 in every province, from Ontario Works and ODSP to…

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