The Lodavo Blog
Prize-linked savings and saving money in the US, explained.

How Much Do Americans Lose Gambling? About $160 Billion a Year
Americans lose about $160 billion a year on legal gambling: $78.6 billion at casinos and sportsbooks, $46.2 billion at tribal casinos, $35 billion on lotteries.

Average Net Worth by Age: The Fed's New 2025 Numbers
Median and average net worth by age from the Fed's 2025 survey, released October 2026.

Scammed? How to Get Your Money Back (Zelle, Cash App, Cards)
Scammed on Zelle, Cash App or a card? Federal law refunds money taken from you, not money you…

How Long Do You Have to Claim a Lottery Ticket? Every State
Most states give you 180 days from the draw to claim a lottery prize, and 14 give a year.

Do Gift Cards Expire? The Rules in Every State (2026)
Under federal law, gift card money can't expire for at least five years, and 12 states ban…

Average Savings by Age: What the Fed's 2025 Survey Shows
The Fed's new 2025 numbers: the typical family under 35 has $5,000 in checking and savings…

Which scratch-off has the best odds? What 73 games show
Overall odds count prizes that only refund your ticket. We worked out what all 73 Texas…

Powerball vs Mega Millions (2026): which one gives you better odds?
Powerball vs Mega Millions, compared on the published prize charts. Powerball gives you more…

What to Do if You Win the Lottery, Step by Step (2026)
What to do if you win the lottery: protect the ticket, find your state's claim deadline, pick…

What Happens to a Bank Account When Someone Dies?
When someone dies, the bank freezes accounts in their name alone. Who can get the money, how…
Prize-linked savings, coming to the US
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